Insurance & temporary housing · booked direct

Furnished temporary housing for insurance claims

Move-in-ready homes for families displaced by fire, flood or storm — and for the adjusters and claims teams placing additional-living-expense (ALE) housing. Placed fast, on flexible terms, with claim-ready paperwork.

Best for
Displaced homeowners and renters in an active claim, insurance adjusters and claims managers placing ALE or loss-of-use housing, and housing coordinators arranging temporary accommodation.
Where
Furnished whole homes in Ottawa and Kingston (Ontario), downtown Toronto, and the Los Angeles area — one to four bedrooms, sleeping up to ten.
How it works
Pick a home and dates for an instant all-in price, move in fast, and get an itemized invoice and Stripe receipt your adjuster can process. Flexible while the claim stays open; no lodging tax on stays of 31+ nights.
Move-in-ready furnished homes Fast placement · flexible 30-night+ terms Itemized invoices & Stripe receipts for claims No lodging tax on stays of 31+ nights
Insurance & temporary housing

A real home while the claim is worked — not a string of hotel nights

When a fire, flood or storm makes a home unliveable, the policy's additional-living-expense (ALE) or loss-of-use coverage is meant to keep the family whole while repairs happen. Regal Stays offers fully furnished temporary housing for exactly that moment — move-in-ready whole homes in Ottawa, Kingston, Toronto and the Los Angeles area, booked direct on flexible terms rather than a hotel room billed by the night. A displaced family gets bedrooms, a full kitchen, in-home laundry and a place for kids to do homework, so life keeps moving while the claim is worked.

For adjusters and claims teams, booking direct means one clear all-in price before the stay, an itemized invoice and a Stripe receipt that drops straight into the file, and terms that can extend if the repair timeline slips. Homes are professionally cleaned and maintained by our local teams, stays of 31 nights or more carry no lodging tax, and there is a real person to reach for the length of the placement — not a marketplace queue. Tell us the family size, the city and the dates, and we will match a suitable home quickly.

How placements work

Built for claims, from placement to receipt

Fast to move in, flexible while repairs run, and documented the way an adjuster needs it.

Placed fast

Move in within a day or two

Our homes are furnished and ready — beds, a stocked kitchen, Wi-Fi, laundry and parking. A family displaced overnight can settle the same day they arrive, subject to availability, instead of waiting on a hotel block or a furniture delivery.

Documented for the file

Claim-ready paperwork

One clear all-in price before you pay, an itemized invoice for the stay, a dated confirmation and a Stripe receipt — the documentation an ALE or loss-of-use file needs. Stays of 31 nights or more are shown with no lodging tax.

Right-sized homes

Whole homes for whole families

From one-bedroom suites to a four-bedroom estate that sleeps ten, we match the household — not separate hotel rooms. Some homes welcome pets; tell us in advance and we will place a family in a home that allows them where available.

Who we host

Who books insurance & temporary housing with us

Our homes

Furnished homes for temporary & ALE stays

A representative selection across our cities. Choose a home for live availability and an instant all-in price, or send us the claim details and we will match one.

Ottawa
Executive 3BR with A/C, Quiet East End
3 bd · sleeps 6
Air-conditioned three-bedroom in a quiet east-end neighbourhood — room for a displaced family to settle in for a longer repair.
Ottawa
Bright 3BR Suite, Central
3 bd · sleeps 6
Bright, central three-bedroom — an easy base for a family that needs to stay close to schools and work during a claim.
Manotick
The Mansion · 4BR Luxury Estate
4 bd · sleeps 10
Four-bedroom estate that sleeps up to ten — for a large displaced household, or a family that needs extra room during a long rebuild.
Kingston
Bright 2BR, Walk to Downtown & the Lake
2 bd · sleeps 4
Comfortable two-bedroom near downtown Kingston and the waterfront — right-sized for a couple or small family on a claim placement.
Kingston
Stylish 2BR near Queen's & Lake Ontario
2 bd · sleeps 4
Stylish two-bedroom close to Queen's, the hospitals and the lake — a calm base while a Kingston-area home is repaired.
Toronto
Downtown 1BR with Skyline Views
1 bd · sleeps 4
Downtown one-bedroom with skyline views — a central option for a single policyholder or couple during a Toronto claim.
Los Angeles
Executive 4BR Home near Universal Studios
4 bd · sleeps 10
Four-bedroom LA house that sleeps ten — space for a family displaced by wildfire or property damage while their home is restored.
Los Angeles
Private 1BR near Universal & Hollywood
1 bd · sleeps 3
Private one-bedroom near the studios — a right-sized LA option for an individual or couple on a temporary-housing placement.
The direct advantage

Built for claims, booked direct

No marketplace queue and no per-night hotel bill — fast placement, expense-ready documentation, and real support for the length of the claim.

Good to know

Insurance & temporary housing — FAQ

What is insurance or temporary housing?+

Insurance or temporary housing is a fully furnished home for a policyholder who cannot live in their own home during a claim — after a fire, flood, storm or other covered loss. It is often paid under the additional-living-expense (ALE) or loss-of-use part of a policy. Regal Stays offers move-in-ready furnished homes in Ottawa, Kingston, Toronto and Los Angeles for displaced families and the adjusters and claims teams placing them, booked direct on flexible terms with clear all-in pricing.

Do you work with insurance adjusters and claims teams?+

Yes. Adjusters, claims managers and third-party housing coordinators can book directly with us. We provide a clear all-in price before the stay, an itemized invoice and a Stripe receipt for the file, and flexible terms that can extend while the claim stays open. Tell us the family size, city and dates and we will match a suitable home quickly.

How fast can a displaced family move in?+

Often within a day or two, subject to availability. Our homes are furnished and move-in-ready — beds, a full kitchen, Wi-Fi, in-home laundry and parking — so a family can settle the same day they arrive rather than waiting on a hotel block or a furniture delivery.

What documentation do you provide for a claim?+

You get one clear all-in price before you pay, an itemized invoice for the stay, a dated booking confirmation and a Stripe receipt — the paperwork an adjuster needs for an ALE or loss-of-use file. Stays of 31 nights or more are treated as long-term and carry no lodging tax, which is shown separately.

Which cities do you cover for insurance housing?+

Ottawa and Kingston in Ontario, downtown Toronto, and the Los Angeles area in California. Homes range from one-bedroom suites to a four-bedroom estate, so we can match a single policyholder or a large displaced family.

Can you house a whole family, and are pets allowed?+

Yes. Most homes are whole two- and three-bedroom homes that sleep four to six, and our largest sleeps up to ten — room for a displaced family rather than separate hotel rooms. Some homes accept pets; tell us in advance and we will match a home that allows them where available.

How long can an insurance placement run?+

From a couple of nights to several months. Booking direct the minimum stay is just 2 nights where the calendar allows, while most claim placements run 30 nights or more and can extend as the repair timeline changes. Longer stays price better per night and carry no lodging tax past 31 nights.

Placing a family, or displaced yourself?

Check live dates & prices
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